Traditional Workers Compensation:

Traditional Workers Compensation is geared toward businesses that don't have large fluctuations in payroll. Workers Compensation premium is based solely on the projected gross payroll for the year. Generally, a down payment is made based on this projected figure and an audit is conducted prior to policy renewal to update the figures.

Pay-As-You-Go Workers Compensation:

Pay-As-You-Go Workers Compensation works for businesses whose gross payroll may see fluctuations over the course of a year creating a more efficient and cost-effective premium solution. With no down payment, the premium is calculated for each pay period and automatically deducted from your bank account.

With Payroll Services

Take care of your Workers Compensation and your Payroll needs all under one Roof!

It only makes sense that an insurance policy based upon actual payroll figures would use real data generated by your payroll software. Combine these processes into one convenient product that is cost effective and accurate and saves your most precious commodity: time. Contact us to see if Paramount Business Pay and Pay-As-You-Go Workers Compensation is right for your business! paygwc@fickeinsurance.com

Without Payroll Services

Ficke and Associates along with The Hartford is proud to offer you the next wave in Payroll Management and Workers Compensation Insurance!

Some Of the Key Benefits of This Program over a traditional Workers Compensation Policy:

  • No Large Down payments
  • Minimize Audit Adjustments as well as Additional and Return Premiums
  • Better Control and Manage your cash flow
  • Accurate Premium Payments and Calculations

Contact Your Local Ficke Agent Today to See if Xact Pay Workers Compensation and Employers Liability Insurance is the right fit for you and your Business! paygwc@fickeinsurance.com

CONTACT US

Ficke & Associates

271 Route 46 West, Suite A201, Fairfield, NJ 07004

Phone:  1-877-516-3749

Our FAX:  1-888-717-7763

E-mail:  info@fickeinsurance.com