As mentioned above, liquor liability insurance coverage includes two key areas:
- Damages to be paid as part of the penalties in a given lawsuit involving liquor liability, and
- Legal expenses, including court expenses and legal services fees.
When you are sued by a party for the injurious actions of a consumer of your product, you will need to involve your insurance carrier who will take care of the expenditures involved. To be able to have a carrier that writes you a comprehensive insurance policy, you need to work with a trusted insurance agency with years of experience in this branch of insurance services. At Ficke Insurance, we have been serving businesses in the alcohol industry get proper coverage for the past 35 years. We have a strong network of nationwide insurance carriers that we use to get our clients authentic policies and reliable coverage.
This kind of coverage could be taken by any business involved in the manufacturing, serving, or sales of alcohol. This could make a long list, thanks to the highly common consumption of alcoholic beverages in our society, including bars, clubs, restaurants, hotels, motels, inns, wineries, and many others. If you own any such business, get liquor liability coverage immediately.